.calc[data-astro-cid-5bv7lc36]{background:var(--paper-2);border:1px solid var(--rule);box-shadow:var(--shadow-md);border-radius:24px;padding:8px}.calc-grid[data-astro-cid-5bv7lc36]{background:linear-gradient(to right, var(--paper) 0 51.22%, var(--moss-darker) 51.22% 100%);border-radius:18px;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:0;display:grid;overflow:clip}.inputs[data-astro-cid-5bv7lc36]{grid-template-columns:minmax(0,1fr);align-content:start;gap:22px;padding:36px 36px 32px;display:grid}.sample-note[data-astro-cid-5bv7lc36]{font-family:var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--moss-deep);background:#d4a85014;border:1px solid #d4a8504d;border-radius:999px;justify-self:start;align-items:center;gap:8px;width:fit-content;margin-bottom:14px;padding:6px 12px 6px 10px;font-size:10.5px;display:inline-flex}.sample-note[data-astro-cid-5bv7lc36] .sample-note-dot[data-astro-cid-5bv7lc36]{background:var(--gold);border-radius:50%;flex-shrink:0;width:6px;height:6px}.sample-note[data-astro-cid-5bv7lc36][hidden]{display:none}.field[data-astro-cid-5bv7lc36]{flex-direction:column;gap:8px;min-width:0;display:flex}.field-row[data-astro-cid-5bv7lc36]>.field[data-astro-cid-5bv7lc36]>.input-wrap[data-astro-cid-5bv7lc36]{margin-top:auto}.field-row[data-astro-cid-5bv7lc36]{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:18px;display:grid}label[data-astro-cid-5bv7lc36]{font-family:var(--mono);letter-spacing:.2em;text-transform:uppercase;color:var(--moss);align-items:baseline;gap:10px;font-size:11px;font-weight:500;display:flex}label[data-astro-cid-5bv7lc36] .optional[data-astro-cid-5bv7lc36]{font-family:var(--serif);letter-spacing:0;text-transform:none;color:var(--ink-soft);opacity:.8;font-size:11px;font-style:italic;font-weight:400}.input-wrap[data-astro-cid-5bv7lc36]{background:var(--paper-2);border:1px solid var(--rule);border-radius:10px;align-items:center;transition:border-color .15s,background .15s,box-shadow .15s;display:flex}.input-wrap[data-astro-cid-5bv7lc36]:focus-within{border-color:var(--moss-deep);background:var(--paper);box-shadow:0 0 0 3px #2d4a3a14}.input-wrap[data-astro-cid-5bv7lc36] .affix[data-astro-cid-5bv7lc36]{font-family:var(--mono);color:var(--moss);user-select:none;white-space:nowrap;padding:0 14px;font-size:12.5px}.input-wrap-prefix[data-astro-cid-5bv7lc36] .affix[data-astro-cid-5bv7lc36]{border-right:1px solid var(--rule)}.input-wrap-suffix[data-astro-cid-5bv7lc36] .affix[data-astro-cid-5bv7lc36]{border-left:1px solid var(--rule)}.input-wrap[data-astro-cid-5bv7lc36] input[data-astro-cid-5bv7lc36]{min-width:0;font-family:var(--serif);color:var(--ink);font-feature-settings:"tnum" on;background:0 0;border:0;outline:none;flex:1;padding:14px;font-size:18px;font-weight:380}.input-wrap[data-astro-cid-5bv7lc36] input[data-astro-cid-5bv7lc36]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.input-wrap[data-astro-cid-5bv7lc36] input[data-astro-cid-5bv7lc36]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.input-wrap[data-astro-cid-5bv7lc36] input[data-astro-cid-5bv7lc36][type=number]{-moz-appearance:textfield}.bracket-presets[data-astro-cid-5bv7lc36]{flex-wrap:wrap;gap:12px 8px;margin-top:6px;display:flex}.preset[data-astro-cid-5bv7lc36]{border:1px solid var(--rule);font-family:var(--mono);letter-spacing:.08em;color:var(--moss-deep);cursor:pointer;font-feature-settings:"tnum" on;background:0 0;border-radius:999px;padding:4px 10px;font-size:10.5px;transition:border-color .12s,background .12s,color .12s}.preset[data-astro-cid-5bv7lc36]:hover{border-color:var(--moss);background:var(--paper-2)}.preset[data-astro-cid-5bv7lc36].active{border-color:var(--moss-darker);background:var(--moss-darker);color:var(--paper)}.preset[data-astro-cid-5bv7lc36]:focus-visible{outline:2px solid var(--moss);outline-offset:2px}.formula-hint[data-astro-cid-5bv7lc36]{font-family:var(--serif);color:var(--ink-soft);border-top:1px dashed var(--rule);padding:6px 2px 0;font-size:14.5px;font-style:italic;line-height:1.5}.actions-row[data-astro-cid-5bv7lc36]{border-top:1px dashed var(--rule);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;padding-top:8px;display:flex}.reset[data-astro-cid-5bv7lc36]{cursor:pointer;font-family:var(--mono);letter-spacing:.18em;text-transform:uppercase;color:var(--moss);text-decoration:underline;text-decoration-color:var(--rule);text-underline-offset:4px;background:0 0;border:0;padding:4px 0;font-size:11px}.reset[data-astro-cid-5bv7lc36]:hover{color:var(--moss-deep);text-decoration-color:var(--moss)}.results[data-astro-cid-5bv7lc36]{background:var(--moss-darker);color:var(--paper);top:calc(var(--header-h) + 16px);align-content:start;align-self:start;gap:0;padding:36px 36px 32px;display:grid;position:sticky;overflow:hidden}.results[data-astro-cid-5bv7lc36]:before{content:"";pointer-events:none;background:radial-gradient(closest-side,#d4a85047,#0000 70%);border-radius:50%;width:320px;height:320px;position:absolute;top:-90px;right:-90px}.results[data-astro-cid-5bv7lc36]:after{content:"";pointer-events:none;mix-blend-mode:overlay;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='160' height='160'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 1  0 0 0 0 1  0 0 0 0 1  0 0 0 0.04 0'/></filter><rect width='100%' height='100%' filter='url(%23n)'/></svg>");position:absolute;inset:0}.results[data-astro-cid-5bv7lc36]>[data-astro-cid-5bv7lc36]{z-index:1;position:relative}.row[data-astro-cid-5bv7lc36]{border-top:1px dashed #f5efe32e;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:8px 16px;padding:12px 0;display:flex}.row[data-astro-cid-5bv7lc36]:first-child{border-top:none;padding-top:0}.row-label[data-astro-cid-5bv7lc36]{font-family:var(--mono);letter-spacing:.18em;text-transform:uppercase;opacity:.72;font-size:11px}.row-value[data-astro-cid-5bv7lc36]{font-family:var(--serif);font-variation-settings:"opsz" 18;letter-spacing:-.01em;font-feature-settings:"tnum" on;font-size:18px;font-weight:470}.headline[data-astro-cid-5bv7lc36]{border-top:1px dashed #f5efe338;border-bottom:1px dashed #f5efe338;margin:22px 0 6px;padding:22px 0 18px}.headline-eyebrow[data-astro-cid-5bv7lc36]{font-family:var(--mono);letter-spacing:.22em;text-transform:uppercase;color:var(--gold-paper);opacity:.9;font-size:11px}.headline-num[data-astro-cid-5bv7lc36]{font-family:var(--serif);font-variation-settings:"opsz" 72;letter-spacing:-.035em;color:var(--gold-paper);font-feature-settings:"tnum" on;margin:12px 0 6px;font-size:clamp(48px,7vw,72px);font-weight:280;line-height:1}.headline-sub[data-astro-cid-5bv7lc36]{font-family:var(--serif);opacity:.82;font-size:15.5px;font-style:italic;font-weight:380}.bar-wrap[data-astro-cid-5bv7lc36]{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:10px 12px;margin:20px 0 6px;display:grid}.bar-row[data-astro-cid-5bv7lc36]{display:contents}.bar-track[data-astro-cid-5bv7lc36]{background:var(--chart-stripes-incomplete);border:1px solid #f5efe324;border-radius:999px;height:14px;display:flex;overflow:hidden}.bar-seg[data-astro-cid-5bv7lc36]{flex-basis:var(--seg-pct,0%);min-width:0;height:100%;transition:flex-basis .35s cubic-bezier(.2,.7,.2,1);display:block}.js .bar-wrap[data-astro-cid-5bv7lc36].reveal-in{opacity:1;transform:none}.js .bar-wrap[data-astro-cid-5bv7lc36].reveal-in .bar-seg[data-astro-cid-5bv7lc36]{transition:flex-basis 1.1s cubic-bezier(.2, .7, .2, 1) var(--seg-delay,0s);flex-basis:0}.js .bar-wrap[data-astro-cid-5bv7lc36].reveal-in.is-visible .bar-seg[data-astro-cid-5bv7lc36]{flex-basis:var(--seg-pct,0%)}.js .bar-wrap[data-astro-cid-5bv7lc36].reveal-in.is-entered .bar-seg[data-astro-cid-5bv7lc36]{transition:flex-basis .35s cubic-bezier(.2,.7,.2,1)}@media (prefers-reduced-motion:reduce){.js .bar-wrap[data-astro-cid-5bv7lc36].reveal-in .bar-seg[data-astro-cid-5bv7lc36]{flex-basis:var(--seg-pct,0%);transition:none}}.bar-seg[data-astro-cid-5bv7lc36].roth{background:linear-gradient(90deg, var(--gold), var(--gold-paper))}.bar-seg[data-astro-cid-5bv7lc36].trad{background:var(--moss)}.bar-end[data-astro-cid-5bv7lc36]{font-family:var(--serif);font-variation-settings:"opsz" 14;letter-spacing:-.005em;color:var(--paper);opacity:.9;font-feature-settings:"tnum" on;white-space:nowrap;font-size:14px;font-weight:470}.status[data-astro-cid-5bv7lc36]{color:#f5efe3eb;background:#f5efe30f;border:1px solid #f5efe324;border-radius:10px;align-items:flex-start;gap:12px;margin:12px 0 0;padding:14px 16px;font-size:14px;line-height:1.55;display:none}.status[data-astro-cid-5bv7lc36]:first-of-type{margin-top:18px}.status[data-astro-cid-5bv7lc36] strong[data-astro-cid-5bv7lc36]{color:var(--gold-paper);font-weight:500}.status[data-astro-cid-5bv7lc36] em[data-astro-cid-5bv7lc36]{color:var(--gold-paper);font-style:italic}.status-icon[data-astro-cid-5bv7lc36]{width:22px;height:22px;color:var(--gold-paper);background:#d4a85038;border:1px solid #d4a85066;border-radius:50%;flex-shrink:0;place-items:center;margin-top:1px;font-size:13px;font-weight:600;display:inline-grid}.status[data-astro-cid-5bv7lc36].overcap{display:flex}.status[data-astro-cid-5bv7lc36].overcap[hidden]{display:none}.status-icon[data-astro-cid-5bv7lc36].warn{color:var(--gold-paper);background:#d4a8504d;border-color:#d4a8508c}.status-icon[data-astro-cid-5bv7lc36] svg[data-astro-cid-5bv7lc36]{width:12px;height:12px;display:block}.disclaimer[data-astro-cid-5bv7lc36]{color:var(--ink-soft);margin:14px 8px 8px;padding:0 4px;font-size:12.5px;line-height:1.55}@media (width<=760px){.field-row[data-astro-cid-5bv7lc36]{grid-template-columns:minmax(0,1fr);gap:18px}}@media (width<=540px){.calc[data-astro-cid-5bv7lc36]{border-radius:18px;padding:4px}}@media (width<=480px){.input-wrap[data-astro-cid-5bv7lc36] .affix[data-astro-cid-5bv7lc36]{padding:0 11px;font-size:11.5px}.row[data-astro-cid-5bv7lc36]{gap:6px 10px}.row-label[data-astro-cid-5bv7lc36]{letter-spacing:.14em;font-size:10.5px}.row-value[data-astro-cid-5bv7lc36]{font-size:16px}.headline-eyebrow[data-astro-cid-5bv7lc36]{letter-spacing:.16em;font-size:10.5px}.headline-num[data-astro-cid-5bv7lc36]{font-size:clamp(32px,11vw,52px)}.bar-row[data-astro-cid-5bv7lc36]{grid-template-columns:minmax(0,1fr);row-gap:4px}.bar-end[data-astro-cid-5bv7lc36]{text-align:right;font-size:12.5px}}.mort-deck[data-astro-cid-b7di3wwo] strong[data-astro-cid-b7di3wwo]{color:var(--ink);font-feature-settings:"tnum" on;font-weight:500}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] td[data-astro-cid-b7di3wwo].is-last-col{color:var(--moss-deep);background:#d4a85014;font-weight:460}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max th[data-astro-cid-b7di3wwo],.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max td[data-astro-cid-b7di3wwo]{background:var(--moss-darker);color:var(--paper);border-bottom-color:var(--moss-deep);border-right-color:var(--moss-deep)}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max th[data-astro-cid-b7di3wwo] .row-sub[data-astro-cid-b7di3wwo]{color:var(--gold-paper);opacity:.9}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max td[data-astro-cid-b7di3wwo].is-last-col{background:var(--moss-darker);color:var(--gold-paper);font-weight:500}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max td[data-astro-cid-b7di3wwo]{color:#f5efe3eb}.mort-note[data-astro-cid-b7di3wwo]{font-family:var(--serif);color:var(--ink-soft);max-width:70ch;margin:16px 4px 0;font-size:12.5px;font-style:italic;line-height:1.55}.mort-note[data-astro-cid-b7di3wwo] a[data-astro-cid-b7di3wwo]{color:var(--moss-deep);text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}@media (width<=600px){.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] th[data-astro-cid-b7di3wwo] .row-sub[data-astro-cid-b7di3wwo]{font-size:10px}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] td[data-astro-cid-b7di3wwo].is-last-col{background:#d4a8501a}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max{border-color:var(--moss-deep)}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max th[data-astro-cid-b7di3wwo],.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max td[data-astro-cid-b7di3wwo]{border-bottom-color:var(--moss-deep)}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max td[data-astro-cid-b7di3wwo]:before{color:#f5efe3b3}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] tr[data-astro-cid-b7di3wwo].is-max td[data-astro-cid-b7di3wwo].is-last-col{background:var(--moss-darker)}}@media (width<=480px){.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] th[data-astro-cid-b7di3wwo]{font-size:15px}.data-table[data-astro-cid-b7di3wwo] tbody[data-astro-cid-b7di3wwo] td[data-astro-cid-b7di3wwo]{font-size:14px}}.intro[data-astro-cid-hkg3en53]{padding-block:56px 40px}.breadcrumbs[data-astro-cid-hkg3en53]{font-family:var(--mono);letter-spacing:.2em;text-transform:uppercase;color:var(--moss);align-items:center;gap:12px;margin-bottom:28px;font-size:11.5px;display:flex}.breadcrumbs[data-astro-cid-hkg3en53] a[data-astro-cid-hkg3en53]{color:inherit;opacity:.8;text-decoration:none}.breadcrumbs[data-astro-cid-hkg3en53] a[data-astro-cid-hkg3en53]:hover{opacity:1;color:var(--moss-deep)}.breadcrumbs[data-astro-cid-hkg3en53] .sep[data-astro-cid-hkg3en53]{opacity:.4}.intro[data-astro-cid-hkg3en53] h1[data-astro-cid-hkg3en53]{font-family:var(--serif);font-variation-settings:"opsz" 72, "SOFT" 50;letter-spacing:-.025em;max-width:18ch;margin:22px 0 24px;font-size:clamp(40px,5.5vw,84px);font-weight:320;line-height:1}.intro[data-astro-cid-hkg3en53] h1[data-astro-cid-hkg3en53] em[data-astro-cid-hkg3en53]{color:var(--moss);font-variation-settings:"opsz" 72, "SOFT" 100;font-style:italic}.lede[data-astro-cid-hkg3en53]{max-width:60ch;color:var(--ink-soft);margin:0;font-size:18px;line-height:1.6}.guide-link[data-astro-cid-hkg3en53]{color:var(--moss-deep);align-items:baseline;gap:12px;margin-top:18px;padding:8px 14px 8px 0;text-decoration:none;transition:color .15s,gap .2s;display:inline-flex}.guide-link[data-astro-cid-hkg3en53]:hover{color:var(--moss-darker);gap:16px}.guide-link-tag[data-astro-cid-hkg3en53]{font-family:var(--mono);letter-spacing:.22em;text-transform:uppercase;color:var(--gold-ink);border-right:1px solid var(--rule);padding-right:12px;font-size:10.5px}.guide-link-text[data-astro-cid-hkg3en53]{font-family:var(--serif);letter-spacing:-.005em;text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:4px;font-size:15.5px;font-weight:420}.guide-link-arrow[data-astro-cid-hkg3en53]{font-family:var(--serif);color:var(--moss-deep);font-size:16px;line-height:1;transition:transform .2s}.guide-link[data-astro-cid-hkg3en53]:hover .guide-link-arrow[data-astro-cid-hkg3en53]{transform:translate(3px)}.calc-section[data-astro-cid-hkg3en53]{padding-block:16px}.table-section[data-astro-cid-hkg3en53],.explain[data-astro-cid-hkg3en53]{padding-block:32px}.explain[data-astro-cid-hkg3en53] .grid[data-astro-cid-hkg3en53]{grid-template-columns:1.1fr 1fr;align-items:start;gap:56px;display:grid}.explain[data-astro-cid-hkg3en53] h2[data-astro-cid-hkg3en53]{font-family:var(--serif);font-variation-settings:"opsz" 40;letter-spacing:-.022em;margin:14px 0 18px;font-size:clamp(28px,3.4vw,40px);font-weight:320;line-height:1.1}.explain[data-astro-cid-hkg3en53] h2[data-astro-cid-hkg3en53] em[data-astro-cid-hkg3en53]{color:var(--moss);font-variation-settings:"opsz" 40, "SOFT" 100;font-style:italic}.explain[data-astro-cid-hkg3en53] p[data-astro-cid-hkg3en53]{color:var(--ink-soft);max-width:60ch;margin:0 0 16px;font-size:16.5px;line-height:1.65}.explain[data-astro-cid-hkg3en53] code[data-astro-cid-hkg3en53]{font-family:var(--mono);background:var(--paper-2);border:1px solid var(--rule);white-space:nowrap;border-radius:4px;padding:1px 6px;font-size:14px}.formulas[data-astro-cid-hkg3en53],.caveats[data-astro-cid-hkg3en53]{gap:14px;margin:18px 0 0;padding:0;list-style:none;display:grid}.formulas[data-astro-cid-hkg3en53] li[data-astro-cid-hkg3en53],.caveats[data-astro-cid-hkg3en53] li[data-astro-cid-hkg3en53]{color:var(--ink-soft);padding-left:28px;font-size:16px;line-height:1.55;position:relative}.formulas[data-astro-cid-hkg3en53] li[data-astro-cid-hkg3en53]:before,.caveats[data-astro-cid-hkg3en53] li[data-astro-cid-hkg3en53]:before{content:"✦";color:var(--gold);font-size:14px;position:absolute;top:0;left:0}.formulas[data-astro-cid-hkg3en53] strong[data-astro-cid-hkg3en53],.caveats[data-astro-cid-hkg3en53] strong[data-astro-cid-hkg3en53]{color:var(--ink);margin-right:6px;font-weight:500;display:inline}.next[data-astro-cid-hkg3en53]{padding-block:40px 96px}.next-card[data-astro-cid-hkg3en53]{background:var(--paper-2);border:1px solid var(--rule);border-radius:22px;grid-template-columns:1.3fr .9fr;align-items:center;gap:40px;padding:44px 48px;display:grid}.next-card[data-astro-cid-hkg3en53] h3[data-astro-cid-hkg3en53]{font-family:var(--serif);font-variation-settings:"opsz" 36;letter-spacing:-.018em;margin:12px 0 10px;font-size:clamp(26px,3vw,36px);font-weight:360;line-height:1.1}.next-card[data-astro-cid-hkg3en53] p[data-astro-cid-hkg3en53]{color:var(--ink-soft);max-width:50ch;margin:0;font-size:16px;line-height:1.6}.cta-block[data-astro-cid-hkg3en53]{flex-direction:column;gap:12px;display:flex}.cta-block[data-astro-cid-hkg3en53] .btn[data-astro-cid-hkg3en53]{justify-content:center}@media (width<=960px){.explain[data-astro-cid-hkg3en53] .grid[data-astro-cid-hkg3en53]{grid-template-columns:1fr;gap:28px}.next-card[data-astro-cid-hkg3en53]{grid-template-columns:1fr;padding:32px 28px}}@media (width<=860px){.explain[data-astro-cid-hkg3en53]{padding-block:14px}.explain[data-astro-cid-hkg3en53] h2[data-astro-cid-hkg3en53]{margin:8px 0 12px}}