Where to start
Starting to invest
An employer match, retirement, growing your money.
Here's where to start — a calculator to run the numbers, a plain-English guide, and a short lesson with a first move. Which lesson fits depends on where you are.
See the free money you're leaving on the table — with a 10-year projection.
Open the toolGuideGuide to 401(k)The one 401(k) decision that matters is the percent you set in the benefits portal — set it right and the rest of the plan falls into place.
Read the guideFor starting outThe match is part of your payLog into your benefits portal this week and raise your contribution to the match ceiling.
Take the lessonA few years inHR signed me up for a Roth 401(k) at 3%.Confirm the Roth default fits your bracket, then raise the rate to your full match — and switch on auto-escalation if your plan offers it.
Take the lessonBuilding for othersI'm 35 with basically nothing saved.Carry the catch-up math (hard but not hopeless) and a specific starting move scaled to income.
Take the lesson